Bonding is the development of a relationship of trust and confidence between a horse and his owner or handler. It comes from countless hours of working with the horse beginning with our earliest foal imprinting lessons (if we were lucky enough to have that opportunity) and continuing throughout the horse's life. Every time you handle the horse, whether it's to feed him, brush him, doctor him or pick his hooves, you are unconsciously affecting the bonding process. How you affect it, depends upon how well you understand the principles of natural horsemanship and consequently, how well you understand horses. Bonding with a horse, contrary to what some traditionalist horse trainers believe, is not only possible, but its importance cannot be overestimated. Groundwork exercises provide an indispensable tool to allow that bonding to occur. Without proper bonding the groundwork will be futile and without proper groundwork there will be no bonding. It's sort of like the chicken and egg quandary. Which came first? Although some old-fashioned horse trainers scoff at the notion of bonding with a horse, we believe it is an essential part of developing a willing partner in the training process. We look at bonding with the horse in two ways: (1) as an effective training tool and (2) as a way to make horse ownership a more satisfying experience. Proper bonding based on the principles of natural horsemanship will allow the horse to accept things that are contrary to his nature. He does that because he has groundworks developed trust and confidence in his handler. That's the whole basis of our training, isn't it? Without proper bonding, the training process degenerates into one based on fear and submission. Let's take a look at this in more detail. Every phase of the training process is based on proper bonding and groundwork. Have you ever tried to lead a horse that hasn't been broke to lead? Yeah, it's kind of frustrating because the horse does what's natural to him, i.e. he pulls back on the lead when he feels pressure. He doesn't know to give to the pressure by moving forward. He doesn't trust the situation and he resists. Bonding has a very utilitarian purpose, and that is for the horse to learn to trust you enough to accept training. Something as simple as learning to lead requires a certain level of bonding for the horse to trust you enough to give in to your pressure. The same thing can be said and demonstrated regarding most other skills that a horse acquires during the groundwork phase of his training. For example, without bonding and the proper groundwork, it is not an easy task to catch a horse in a pasture or large corral. Without trust in his handler a horse will turn to his instincts and flee the approaching "predator." With the benefit of the bonding experience which groundwork provides, a horse overcomes instinct and accepts the approach of a handler or trainer. When we begin the desensitizing process, we essentially convince the horse that although we are touching him in his most vulnerable places, we will not harm him. When the horse allows us to throw a saddle blanket and then a saddle on his back, he is showing enormous trust and confidence. After all, the revulsion and terror that a horse feels when something unknown lands on his back, must be extraordinary. When a horse stands quietly for that first saddling and mounting, he is going against every instinct and every natural tendency he has. But he will do this willingly if the bonding process was successful.

There are a lot of opinions about whether counseling for marriage is right for everyone. While some people think it's a needless expense, others testify that counseling saved their marriage. Is it right for you? Here are a few questions to ask first: What are your reasons for going to counseling for marriage? It can be difficult to decide the right time to seek counseling for a marriage, but you might not want to wait until things become so bad in the relationship that you are desperate. Do you want to go to counseling because you have tried the alternatives? Are you at the breaking point? When you have problems in your marriage, it's time to get serious about what your needs are. Will your partner accompany you to counseling? When considering counseling for marriage, the answer to this question is crucial. You have to get very honest about whether you are working on the marriage as a couple. Does your partner want to work on the marriage as well, or are you the only one interested? Don't be disheartened if the answer is no, though. Some professionals will counsel one partner. Online counseling is Does Counselling Actually Help Relationships? also an option if the idea of counseling is embarrassing to your partner. How much money will it cost? Many marital problems are money related, and many partners will balk at having yet another expense. Insurance companies will not always cover counseling for marriage, so it will be an out of pocket expense. Are you ready to contribute what might be hundreds of dollars to save your marriage? What happens if you don't receive counseling? What does your marriage look like without professional intervention? Counseling for marriage is sometimes the last effort before divorce. Can you work out your differences without help? Does your partner agree? Some couples may be able to work out their problems on their own, but if you find yourselves having the same arguments over and over again without a resolution, it might be time to seek counseling for marriage and a professional's help. Who will you get to do the counseling? Don't choose the first counselor in the phone book. It might take a bit of time before you find a counselor that is acceptable to both of you, and you might go to more than one to find someone whose philosophy you both agree with. There are many kinds of counselors and counseling services so that you can find the best person to work with. If you don't want to invest time finding the right counselor, are you going to be able to go through the work that needs to happen during the counseling for marriage?

Sometimes you have a new thought, an idea, or eureka moment, but it's not gutsy enough to expand into a reasonable length article or essay. So, here's another potpourri of thoughts dealing with quantum physics and related, too good not to record, but with not enough meat available to flesh out. People reading this will hopefully be somewhat familiar with the terms and jargon used. If not, well that's why dictionaries exist! The Double-Slit Experiment Of course you know all about the paradox with the Double-Slit Experiment. Say you rapid-fire actual particles (i.e. - Carbon-60 Bucky-Balls*) as your ammo. If one slit is open, you get particle behaviour (as expected). If two slits are open, you get wave behaviour (that's weird). If Bucky-Ball particles are fired at both slits one at a time (i.e. - one passes through the slits before the next is fired) you get wave behaviour (that's crazy). Now bring in the observer. If an observer looks to see which slit of the two slits the one-at-a-time Bucky-Ball particle actually goes through, at the time it goes through, you get particle behaviour (which contradicts the previous results). If an observer looks to see which slit of two slits the Bucky-Ball particles go through AFTER the particles go through, you again get particle behaviour (contradicting the previous results). That's totally crazy, since how can the Bucky-Ball particles change behaviour from wave to particle AFTER they have already passed and gone through the slits? If a particle were at the core in essence a wave, you should always get wave behaviour in the Double-Slit Experiment and that's clearly not the case. Something is screwy quantum ai somewhere! If I were a quantum physicist, methinks I'd end up being an alcoholic quantum physicist! It's enough to drive you to seriously drink. *Otherwise more formally known as Buckminsterfullerene. More About the Double-Slit Experiment Ah, the $64,000 question! One photon, or electron, or Bucky-Ball or whatever, that is faced with an either/or choice when approaching two side-by-side slits, exhibits a dual personality and goes through both thus resulting in a classic wave interference pattern. That of course is Twilight Zone physics. Of course if Richard Feynman didn't understand this, I'm not sure I should be expected to either, but here goes a few possibilities. The first is that perhaps there might be leakage of photons, etc. through micro-wormholes from parallel universes such that while the experimenter thinks there is just one photon in the picture, there actually isn't. Okay, thumbs down. The second is what happens in the delayed double-slit experiment? Well apparently if one allows the single photon or electron or Bucky-Ball or whatever to pass through the double-slits, but then pulls a swiftly and removes the broad screen detector revealing instead two detectors that are aligned with each of the two slits, then one or the other detector will detect the photon, etc. each and every time. In other words, after the photon, etc. passed through the double-slits, it somehow realised the gig was up and changed its mind and thus passed through just one of the two slits. How is this explained? Either the photon, etc. has awareness and a limited amount of free will (panpsychism), or else it time travels back into the past to the starting point and hence travels through one or the other slit. Harking back to the standard double-slit experiment with a both slits open scenario, the photon, etc. passes through one slit, then doubles back (in time) and then passes through the other slit. You have just crossed over into "The Twilight Zone". Thirdly, and probably the traditional explanation, is that at point of emission and detection the photon or electron or Bucky-Ball is a particle, but in-between its alpha and omega it is a wave. That is of course unless there is only the single-slit option open when the wave fails to manifest itself which again implies consciousness or awareness on the part of the photon, etc. It knows in advance whether or not one or both slits are open and shape-shifts accordingly. IMHO that's also nuts.

If you are going to put money in cryptocurrency for the first time, we suggest that you get at least a basic understanding of the industry. In this article, we are going to give you 5 tips and tricks that will help you become a better investor. Keeping these tips in mind, it will be easier for you to achieve success as a beginner. 1. Look for Reputable Sources of News You will find different opinions about the world of cryptocurrency. According to some people, crypto is nothing but a fad, while others think that it is a great investment, especially if you are looking to invest your money for the long term. If you are sure that you can benefit from Crypto, you should stay tuned to trustworthy sources and don't listen to non-believers. For achieving success as an investor, you should consider some facts and then keep investing your money wisely. 2. Get Ready for Volatility Unlike regular currencies, cryptocurrency is not that stable. A few months back, the value of one of the most popular cryptocurrencies called Bitcoin was around $40000. But it has now dropped back to $30000. So, what you need to do is make your decision wisely. If you become crypto insiderz greedy, you may suffer huge losses. Even if you ask expert crypto traders, they will say that even they don't have the mastery of the art. So, you need to be careful when it comes to you investing in crypto as cryptocurrencies are quite volatile. 3. Consider other Altcoins As far as cryptocurrency is concerned, you are not just restricted to Bitcoins. Therefore, it is not a good idea to put all your eggs in one basket. In other words, you should invest your money in other types of cryptocurrency as well. So, what you need to do is do your homework and find out which ones are doing well. In other words, you should choose the top 5 cryptocurrencies and invest your money in them. 4. Learn about Hot and Cold Wallets Although crypto is a digital currency, you can still store them on the internet in your hot wallets. But if you are just starting out, you may want to give a go to offline wallets as they are quite useful and versatile. On the other hand, it is true that cold wallets offer protection against hackers. So, if you want to diversify your assets, we suggest that you get familiar with both hot wallets and cold wallets. 5. Be Vigilant Although cryptocurrencies have high safety standards than conventional currency, we suggest that you follow precautions. So, what you need to do is be careful when it comes to investing a large amount of money in the digital currency of this type. You should find about different methods to handle your transactions and see how you can effectively manage your cryptocurrency in a responsible manner.

As a business owner, you have enough to worry about without wasting time wondering if your employees are essentially being paid to goof off. And yet, thousands of employees each year waste company money doing just that. If this is a concern for you, then employee monitoring software may be what you need to fix the problem. When it comes to keeping an eye on your employees, you can't go wrong with employee monitoring software. Perfectly safe, legal, and accurate, it allows you to access employee monitoring software their call history, text history, address book names, and GPS location. This allows you to literally know where they are and when they left at any given time. Best of all, you don't have to know much about computers or phones in order to take advantage of this software. To install, simply follow the user friendly instructions on the product's website, reboot the phone, and you're done! Once installed, you don't need to upgrade or reinstall. It will continue to work for as long as the phone continues to work. However, not all spy ware software of this kind are the same. You'll want to check out at least a few professional reviews before determining which is best for you. The perfect software is one that is discreet, accurate, fast, and timely. It should also be compatible with a number of phones, including smartphones, iPhones, Nokia, Symbian S60, Samsung, Blackberry phones, Windows Mobile, and many others. Once installed, you will be able to access your information any time, day or night. It doesn't matter how advanced the phone is, or how far your employee travels-the software will continue to send you consistent updates. This may show you any number of situations. You may learn that your employees are indeed doing what they're supposed to be doing, in which you've earned yourself considerable peace of mind. You may learn that a few have been being less than productive during their paid time.

Osteopathy is a treatment for pain,Guest Posting injury and body function which relies on the concept of body mechanics. By manipulating the body, better function and feeling can be promoted throughout. Osteopathy is a manual medicine, working on muscles, joints, ligaments and tissues to improve systems of the body such as the musculoskeletal system, the circulatory system, the nervous system and the immune system. Osteopaths use a range of techniques to treat patients and provide treatments for back pain relief, neck pain relief, RSI, sciatica and other conditions. Osteopathy is available throughout Australia, including in Osteopath Sydney Melbourneand Brisbane clinics. Some of the techniques used by osteopaths include some of the following: Muscle Energy Techniques These techniques are often used to assist the nervous system to correct its "proprioceptive" information such as information about joint position and muscle tone. These techniques generally involve the patient stretching and relaxing muscles against a counterforce applied by Osteopathy Macclesfield the osteopath. Soft Tissue Techniques These techniques can include stretching, pressure and traction to the muscles and connective tissue around the spine to help with suppleness and motion The techniques can be aimed at moving tissue fluids (oedema) or relaxing tight muscles associated with somatic dysfunction. Manipulation Manipulative techniques involve a rapid thrust to a joint in an attempt to improve range of motion and reduce pain. Where performed properly, the joint itself is not taken beyond its anatomical range. Myofascial Release TechniquesMyofascia is the strong connective tissue spread throughout the whole body in a web from head to foot. Myofascia is prone to restriction in the same way that muscle tissue is. Restrictions in myofascia often manifest as joint restrictions and pain. Myofascial release techniques used by Osteopaths can be similar to soft tissue massage. Cranial Osteopathy Cranial osteopathy is a subtle form of osteopathic treatment aimed at encouraging the release of stresses and tensions throughout the body, including the head. Cranial Osteopathy was discovered by Dr William Garner Sutherland (1873-1954) who worked on the basis that the bony cranium (skull) is capable of respiratory motion or breath. Later research in osteopathy identified this motion as being present in all body tissues. Cranial osteopaths are trained to feel this very subtle, rhythmical motion. Improving dysfunctional cranial rhythmic impulses can improve the flow of cerebral spinal fluid and body function generally.

Do you enjoy the cool ambiance and sound of a water fountain just located at the front lawn of your house? But unfortunately you only get to enjoy that for about six month's duration each year (regions with winter climates). Maybe you might fancy indoor water features, the likes of a wall fountain. You don't have to worry about having winter seasons around if you have this piece of nice landscape in you're the comfort of your home. Yes you do have that tabletop fountain placed elsewhere, but you do realize it's nowhere near as what a real fountain could offer. Worry no more, indoor wall fountain offers the same satisfaction you would ever want. Before you shop and buy this cool wall fountain. The first thing you should do is to know about the different indoor water features. Here they are. First is how do you manage to set them up. Most wall fans if not all of them, are being mounted using a brace that you could attach almost in any wall (as the experts when feature wall installing them), metal drywall or cinderblock, even plywood and cements are ideal. You may need some assistance to attach this indoor wall feature as they are heavy to lift. But before you do so first find the spot where you would place your fountain and measure how big it would be. When you have acquired the dimension you are now ready for shopping. Don't worry about the area of your wall; there are a lot of indoor water features which you can choose that would best fit that wall. When it comes to style and design there a bunch to which indoor water features could afford. You could choose which ever style you like from traditional type of fountains to contemporary modern looks. This fountain uses a surface and you can choose either be a mirror glass surface, a marble or a slate type of surface. The slate has 3 types of choices. They are raja, green and black slates. I would recommend to you a raja slate, its reddish to look but if you look deeper it comes in a multi-color concept. The marble on the other hand has black, brown and green marble types. The surface is composed of the lower and top panel that you could modify with either a steel or bronze panel. Depends totally with your taste, panels could look round or square. This wonderful indoor water features can best be decorated if you personally take a good look at them during shopping, designing and mounting. Proper maintenance should also be learned and observe to keep the flowing beauty that this wall fountains provides anywhere you wished place it.

So, you want to know what a spy pen is, what is does, and who uses them? At the most basic level, a spy pen consists of a tiny camera placed into the casing of a pen. The device is used to capture both still photographs as well as video clips of varying lengths. These mini cameras and other similarly designed covert video recording systems apply wide angle lenses to obtain a the best viewing angle possible. The majority of covert video is obtained within close proximity to what various industry players (private investigators, law enforcement, etc) refer to as the subject (person being secretly recorded). This is why the viewing angle is so wide, to capture as much of the subject as possible. These lenses can be as small as 1 mm in diameter. That's pretty small! Of course the minuscule size is required for the obvious purpose of discretion. What are the components of a spy pen? 1) Numerous parts make up the pen camera. The very pen alone for starters. It might be a fake replica (as in is does not function as an actual pen) however it is significantly more common for the device to be disguised fully, including coming complete with ink as well as push mechanism. 2)As mentioned above, miniature glass lenses, many of which are manufactured in China. 3) The Digital Video Recorder or DVR is considered the primary component. The DVR is responsible converting the images to a digital video format. This information in then stored on our next attribute. 4)Memory! Camera Pen's typically come equipped with the news spy either a flash drive or Micro SD card. Sizes range from less than half a GB to as much as 16 GB. That's a lot of video! (As much as six hours). 5) None of this would work not surprisingly with out the use of a power. The majority of batteries are 5v and hold their charge from thirty minutes up to six hours based on a number of factors such as utilization (video uses more energy that still photos). 6) To operate the mini device, a four-legged switch is soldered on a circuit board buried deep inside the pen. It connects to an exterior button that the user has access to. Once pushed, and contingent upon what combination (twice in succession, held for 3 seconds, etc), video can be started, stopped or a still photo can be taken. What happens after that? After video has been obtained it is usually transferred either via an Sdcard, flash drive, USB port or wirelessly, dependent upon the design. USB and SD memory size is expendable depending on your needs. Quite obviously, the more footage and images needed the larger the GB storage. What kind should I buy? Camera pens are becoming a great deal more technologically advanced with each passing year enjoying continually improved image resolution, better noise recording and larger memory capacity. Generally the newer the spy camera, the greater the technological specifications, and thus the better the results. As an added bonus, there is an inverse relationship between the advancement of these cameras and their cost. Better specs, cheaper prices. Who benefits from the use of spy pens? Initially, covert mini recording devices were designed primarily for overseas surveillance by government bodies. Today however these tiny spy cameras are more frequently employed for home protection applications, detective agency's or for just plain old fun. Often times the exciting hidden video footage you see on the news reports uncovering scam businesses is acquired thanks to mini covert devices such as these.

A handheld barcode scanner might just be the thing that you need when it comes to accurately scanning either one dimensional or two dimensional barcodes. Precision is also ensured with the use of these scanners and an improvement when it comes to sales will surely be noticed. A huge selection of different brands that offer a different type of handheld barcode scanner from another can make it quite confusing for you to choose which is best and which is not suitable for your scanning needs. Finding the best handheld barcode scanner among other scanners available will be one of the things you need to do so that you will have no regrets once you purchase a scanner and all the your scanning needs will be attained through the use of the best suitable one. There are tons of factors that you need to consider for you to find the best handheld barcode scanner. Moreover, the primary factors you should seriously think about will be the purpose of the scanner, the length of time you will be using it, and your budget for the scanner which is a limiting factor that will limit the selection of scanners that you can purchase. The purpose of the buy barcode scanner handheld barcode scanner should be the very first thing you need to consider since most of the scanners available in the market might not be entirely suitable for the intended purpose of the scanner. Most scanners available nowadays offer additional features that may be of no use to you. Finding a scanner that serves your needs best will be essential so that you won't have any regrets when you purchase it. Period of usage should also be another thing you need to consider in finding the best handheld barcode scanner for you. The reason for this might not be that obvious but the price of a scanner actually increases because of the warranty included. The warranty for the scanner includes the service, replacement for its parts, or even replacement for the entire scanner. If you only need to buy a scanner that you won't be using for long periods of time and you will not be exposing it regularly to damaging factors then buying a regular directional scanner with less warranty coverage will make you save more money. Lastly, the limiting factor that can lessen the range of available barcode scanners you can buy will be your budget. It is not a bad thing to have a budget for the scanner you won't actually need the most expensive scanner with the latest features to have the best handheld barcode scanner.

Skips are often seen on construction sites, but they are available for household and business waste, enabling you to eliminate more waste without having to run back and forth to your local recycling and waste centre. Skips were introduced to the United Kingdom in the 1960's and the idea was German. When they were first introduced there was only one size and they only came in bright yellow. So much has changed since then and skip hire these days gives you access to a selection of sizes and companies, ensuring you find the one that matches your requirements and budget moving forward. One of the biggest problems in the United Kingdom is fly tipping, which is illegal and irresponsible. In fact more than sixty per cent of fly tipping is household waste, which is why considering skip hire can help you eliminate all your waste in a controlled, effective and responsible way. The good news with skip hire is that you can throw almost anything into the skip. You need to ensure you place it evenly, enabling the lorry to collect it with ease. Ensure that you don't overfill the skip or have items hanging over the sides as the driver will not be able to leave with it. There are certain things you cannot place into a skip. These include asbestos, electronic equipment, batteries, biological waste and plasterboard. The skip hire company you choose will be able to give you a complete list to ensure that you don't break the rules. If you have paint you want 4 yard skip to throw away, you need to ensure you use a licensed company that can eliminate the paint safely and effectively. It's always worthwhile to do some research to identify how the skip hire company will eliminate your waste. Ideally you want a company that will go through the skip to recycle as much as possible, reducing your impact on the environment and ensuring that you do what you can to help the environment and reduce the amount of waste being sent to the landfill. Without a skip you would be driving back and forth to your local recycling centre. If you are doing a small home renovation, then it's important you note that construction rubbish is not accepted at recycling centres, making bricks, concrete and rubble almost impossible to get rid of, but you can place it in skips as these companies have resources to eliminate the waste in the most effective and environmentally friendly way. Always ensure when hiring a skip that you use a licensed company. Waste removal companies should be licensed with the Environmental Agency, enabling them to collect and dispose of household and commercial waste throughout the country. Further, it's always important to ensure the company you choose will help you with the relevant permits that you may need while using the skip. If you don't have space on your private land, then the skip will need to be placed on the street. This means it has to be placed strategically to ensure it doesn't obstruct pedestrians and traffic. When placing the skip on the road, you will also need a permit, which most reputable and reliable skip hire companies will arrange on your behalf. Once the skip is full, phone the company immediately to arrange collection, don't leave it out on the street overflowing with waste for too long. Most companies will accommodate you filling your skip early and can send out a lorry and team to collect the skip in the shortest space of time.

I was reading a risk management blog today and was very impressed with the technical article covering various aspects of solvency and valuation of insurance industry. As I was reading it, my mind analyzed the information with respect to various laws, sections, cases etc. After finishing reading it, I took a breath and thought- "I actually felt like referring to various books to Risk Management understand the article, will a regular business operation employee actually understand it?" This resulted in a depressing thought- "I do the same, to show my knowledge; I mention sections and case laws of various acts which leave business people stumped." Well, in my defense I will say, it gives a heightened sense of satisfaction and success. Somewhere I feel risk managers ( referred to as RM) are having their cake and eating it to. The primary responsibility of managing risks is of business operation team. The RM's role is of a support function, a facilitator to the business. The business managers are not being provided with the necessary information, knowledge and tools to proactively manage their risks. Let me explain why I am making this statement. In their role as auditors, they are focused on what went wrong in the past rather than equip the business managers to how to deal with the future. It is a feedback rather than feed-forward system working. The other aspect is that they in their role as advisors issue guidelines and policies without the complete involvement of the business people. Scenario 1: Let me take a scenario here of implementation of information assurance policies. The RM will discuss the overall requirement with the business managers, prepare the policy, take feedback regarding it and then issue the final policy. Then they will tell business users to implement it. Since in quite a few areas implementation may not be possible, exceptions will be granted to the business users. In nutshell, around 75% of the policy only will be implemented. In both these roles the involvement of business operations team is minimal at the commencement of the project. They are expected to implement the recommendations. Considering the above mentioned short comings in the above mentioned approach, I wished to explore the concept of collective intelligence and its applicability to risk management functions. As a first step, let us understand the nature of information and intelligence which risk managers require to conduct their jobs: 1) Organizational Intelligence- Information regarding processes, structure, culture and technology. These they normally get from the business managers through interviews and review of standard operating procedures. 2) Commercial Intelligence- Information regarding the external environment- customers, suppliers and competitors. This information they obtain from interviews with business managers, customers and suppliers. Other sources are various media and research reports published. 3) Technical Intelligence - Information regarding the various laws, acts, methodologies and tools applicable for risk management. RMs have the knowledge on how to conduct the risk management while using this information appropriately. As can be seen business managers have more information and knowledge on two of the three intelligence capabilities required for conducting risk management. In a more collaborative approach the risk managers should be able to impart their skill specialization to the business managers effectively. The question is how can this collaborative model work? Let me take the example again of preparing information assurance policies. Scenario 2: In this scenario the RM puts up the objectives of preparing and implementing information assurance policies along with a table of contents and broad outline on the intranet. Now it is open to the employees to contribute and decide how it should be developed and implemented. The employees comment on what is applicable, how the process works, what are the bottlenecks and challenges, who should review it, how it should be implemented etc. The RM identifies the major contributors and meets them up to interview them. Based on the web interactions and meetings, the RM prepares a draft policy document and uploads it on the intranet. Again the employees are invited to review the same and provide feedback. After incorporating the feedback, the risk manager proceeds to obtain approval of the senior managers. In this approach the RM has the buy in of the employees before the finalization of the policy. Hence, implementation will be easier since employees feel a sense Risk Management of collective ownership and responsibility. This will enable adoption of information assurance polices as part of organization culture. To further delve on the approach, I am adding the example which I read in "Collective Intelligence- Creating a Prosperous World of Peace" fore-worded by Yoachai Benkler and remixed by Hassam Masum. I have adapted the example "Three ways to storytelling" to the risk management function. Three Ways of Story Telling- Risk Management Adaption Let us formulate three societies for risk management: Red, Blue and Green. Each society has specific procedures on how to conduct and discuss risk management activities. Red: In Red society hierarchical top down approach is followed. All the risk issues/ observations can be reported by the risk management department to the CXO's. Business operation manager is required to go to their respective RMs to discuss their issues. A business process team member has to route their risk issue/ query through the business operation manager to the respective risk manager. The senior management issues the guidelines, policies and reports to the business operation team. The business operation team members hear regarding the issues only from the senior management and implement accordingly. In this case, an employee's understanding of risk issues is at an overall level controlled by the senior management. An employee's perceptions and knowledge are based on the information provided to him/her by the seniors. Blue: In Blue society again hierarchical top down approach is followed however with a slight difference. Here the business operation manager can bring up the risk issues directly to the CXO's attention. Then the risk management department and business operation manager work in collaboration to address the issue. In this case, a change agent from business operation team can be nominated to address the risk issue. In this scenario, the business operation team members hear about the risks which senior managers, RMs and their elected change agents inform them about. The employee's perception, knowledge and awareness on risk issues are governed by this select group. Though information is not controlled as in the completely top down approach of Red, it is controlled by the major key players in the business operation team. Green: In Green society the approach adopted towards risk management is of collective intelligence. Business operation team members can put all their concerns, suggestions and problems regarding risk management on the intranet. The other team members including the risk members would discuss the same on intranet and meetings, to suggest a solution to the issue and mitigate the risk. In this scenario, the business operation team members discuss the issues which concern them. There is no control from a senior manager regarding the topics to be discussed, and no permission is required for the same. The flow of information regarding risk management is through multiple channels- team members, business managers, RMs and CXO's. The information which an employee has is extensive and he/she is well informed regarding the subject. The perceptions and awareness is built through multiple sources of information. The problem with the collective intelligence approach can be that employees have extensive information and on what basis will they decide the relevance and applicability of the information. How will the risk management function operate? The adjacent diagram depicts the steps for using collective intelligence in risk management activities. The main advantages of this approach are: 1) Risk management department generally faces the challenge of adoption of risk management practices by the business operation team. There are enough people who commence the process, but for implementation a significantly higher number need to be knowledgeable about the issue. This requires focused efforts of building awareness and training. The cost of training and implementation is subsequently quite high. With collective intelligence approach a significant mass of people are already aware and knowledgeable about the issue. Hence, cost and time of implementation is lower. 2) Whistle blowing is the only option which is allowed to employees to bring a critical issue to light. This has a lot of negative repercussions on the employee, management and organization. With open communication, the employees will be able to discuss the smallest issue of corruption, illegality and unethical behavior without hesitation. Risk of exposure will also inhibit employees from indulging in such practices.

You have got the most expensive hifi system, have fitted the best performing accessories, have positioned your speakers correctly and have got the most powerful amplifier for your system, but still your system doesn't perform well. At least your system doesn't give you the acoustic feel you wanted. Have you ever wondered why so? You have spent almost half of your saving choosing the best hifi system among all available options in the market, still if your pricey system does not give you the results you expected, the experience is definitely frustrating. This doesn't mean that your dealer has cheated upon you or your system is a faulty one. There may be some internal drawbacks that are holding back your system from giving you the best ever performance. You get the best accessories for your hifi device and install it at the best fitting position of your home, but you tend to forget to check the cables. Cables usually limit the functioning of hifi devices. In almost all hifi equipment, cabling is the main factor that decides how well a system performs. If you get the most expensive system or the best brand available, but connect counterparts of the device with poor quality cables, chances are there that your device might not perform exceedingly well. This way you are simply wasting all of the time and money you have invested in the careful design and installation of your most favorite hifi system. For you, cables might be of least consideration or the last thing hifi scotland that hinders value performance of a hifi device, but for your equipment, cables are the most integral part that binds their parts together, safely and reliably. Like a car cannot perform well or travel a long distance without good quality, durable tires, similarly a high end system cannot possibly perform to its fullest extent when interconnected with average cables. Good quality cables are imperative for any system as it enhances the safety, performance and longetivity of the system. When speaking of good quality cables, Vertere is one such brand that manufactures high quality cables. Vertere cables are well known for their superlative quality performance and best in safety standards. Vertere cables are highly refined and mark the pinnacle of audio reproduction. All Vertere cables offer far greater enjoyment and the best acoustic performance, let it be the most basic audio system or one of the most exotic and expensive of high end systems available. Connecting your system with Vertere cables marks a remarkable leap in performance, beyond what most would consider possible. Vertere cables use the best and unique materials that are highly durable and long lasting. All cables from the manufacturer are designed for a flawless transfer of audio and signal transmission. These cables have been a highly recommended, long-term favorite accessories of thousands of satisfied customers round the globe. Not only connecting your system with Vertere cables will help enhance the quality of sound and acoustic performance of the system, but the cables also help ensure safety of your expensive devices from digital hiccups and voltage fluctuations.

The new Dodge Charger is an everlasting classic that can be customized in any possible way to create a new image. Customizing your own Charger means you can add features and custom parts that do not come standard on the vehicle. Now more than ever, you can create a new image by adding some simple or extreme aftermarket accessories from bumper to bumper. Why create a new image? The reason Charger owners decide to restyle is clear and simple; not everyone is content with standard factory design. Customize your Dodge Charger to add distinctiveness to your ride and your own personal brand of style. What better way to accomplish this task? By replacing or adding new aftermarket parts and accessories. A starting point to enhancing the image of the Charger is to upgrade the exterior appearance. Most of the external aftermarket accessories are basically designed to improve stock parts or enhance the outside without additional modification or alterations to the body. Dodge Charger exterior accessories include custom grilles, chrome trim accessories and body styling kits like aerodynamic body kits, front spoiler, rear roof wing, and rear trunk spoiler or simply removing factory emblems aftermarket news and decals. Furthermore, you could even get more extreme by installing body styling kits, custom paint, Shave doors, and lambo style vertical doors Are you a speed star, power buff or a combination of both? Unleash the high performance potential of your Charger engine with assortment of performance chips, tuners and modules. You are guaranteed extra horsepower, tire-turning torque and a lot better fuel economy. Then again, if you like your Charger in its present factory state, you can easily add some do-it-your-self upgrades by adding performance air filters, air intake systems, upgrade brakes and brake pads, performance exhaust system and oil filters for average performance. Looking for custom wheels, rims or tire and wheel package to replace your stock wheels? I have news for you. You can easily replace and upgrade your stock wheels to aftermarket style wheels. Most aftermarket wheels are lighter, inexpensive and offer different patterns to fit different lifestyles. With the Dodge Charger, you can easily fit up to 26-inch wheel seamlessly, if you obtain the wheel with the right offset. If you finally looking to purchase the right wheel for your ride, start the search locally or search online for a wheel you can be comfortable with in any size or finish. There is a huge selection of aftermarket interior accessories that you can use to personalize the inside of your vehicle such as accessories for protection, style and comfort. Dodge Charger interior accessories can be any or combination of the following; adding custom designed floor mats, aluminum racing pedals, navigation systems, custom designed sunshade, steering wheel covers, wood dash accent trim, and even some high-quality seat covers like sheepskin or Katzkin aftermarket leather to add a little bit of pizazz and comfort that easily surpasses the look, feel and durability of the stock seats. For your interior upgrade, you can easily add backup sensors or backup alarm with camera, music and audio upgrade, GPS navigation system, and also you can have iPod kits and interface; using an iPod interface will enable you to charge your iPod while at the same time listening and provide you with near CD-quality sound from the factory radio. The Dodge Charger like the Chrysler 300 or 300C, is a road stud; a power beast on the road, or at the tracks. Left in its present form, it will perform at a maximum level with adequate power and superior handling. However, enough is never enough. If you wish to rev up your Charger to extreme capacity, you're welcome to doing so without hesitation, because the new Dodge Charger is receptive to additional tuning and added modifications without limitations. With the supercharged Dodge Charger in motion, there is no holds barred.

Did you know that by eating a good breakfast, you are giving yourself a much better chance to reduce your weight? Milton Stokes, chief dietitian for St. Barnabas Hospital observes, "People skip breakfast thinking they're cutting calories, but by mid-morning and lunch, that person is starved."What's worse is that the people who skip breakfast resort to mindless snacking, nibbling and bingeing at lunch and dinner. According to Nielsen's National Eating Trends Survey, people who consumed cereal on a regular basis weighed less than those who ate cereal rarely or not at all. So what is the link and where is the link? As you skip breakfast, your metabolism slows down that will also drop your blood sugar. This will make you more hungry as a result of which most people snack on Jacksons Takeaway Carmarthen anything that they lay their hands on. Breakfast Menu Dietitians advise whole grain cereals as the best choice for reducing weight. In fact a study by Harvard found that participants who consumed whole-grain cereal daily live longer than those who rarely or never ate whole-grain cereals. Here are some other good breakfast choices recommended by Dawn Jackson, licensed dietitian and national media spokesperson for the American Diabetic Association. o Top 2 pieces whole-grain toast with 4 ounces low-fat cottage cheese and 1 sliced peach. o Top 1 whole-grain English muffin with 2 eggs scrambled with 1 cup chopped vegetables. o Top 1 whole-grain waffle with 1 1/2 tablespoons of peanut butter and 1 small sliced ap So the next time you skip your breakfast or give the excuse of "No Time", remember that you are only worsening your chances of reducing weight.

Where to Find the Best Beauty Supply Stores There are plenty of beauty supply stores to choose from, both locally and online. However, not all of them were created equal. Some specialize in certain areas (such as hair or nail care) and others may only carry high-end products or just one brand of beauty supplies. When searching for a beauty supply store, it's important to keep a few things in mind to guarantee that you get the best product at the best price delivered by the best service. Knowledgeable Employees In a brick and mortar environment, it's important for employees to not only know where products are located in their store, but also have an understanding of the products themselves. Most customers expect employees of beauty supply stores to be able to help them with any and all questions that they may have. In online stores selling beauty products, it's important that every product contain a detailed description so that you know exactly what you are getting. Online beauty supply stores open near me have all the information you need about each product. This way, you don't have to hope that the employee actually knows what they're talking about. Options Having options is vitally important when choosing a beauty supply store. Online beauty stores have wide variety of products that you can choose from which are sure to meet your needs. Every person is built differently which means they have different needs, which is why these online stores do their best to provide you with a number of different options. Often times, brick and mortar beauty supply stores offer a limited variety of beauty products simply because they are limited on space. This means less color options and less brand choices. But when it comes to our virtual beauty store, there is an unlimited amount of space that we can fill with makeup, hair supplies, nail supplies, and other beauty supplies. Best Pricing Brick and mortar stores are limited in other ways that are a disadvantage to you as the customer. One such way is in their pricing. Because they have to pay for their storefront, employees, and other business-related expenses, they have to raise their prices if they want to make a profit. While this is all well and good, if you want to get the best price, you have to take another route. Without all the additional costs of a brick and mortar store, these online stores can focus on bringing you the best products on the market at the best price. That means you can save both time and money. Time because you don't have to drive from beauty store to beauty store searching for that perfect product that you're looking for, and money because we can help get you a better price. At the end of the day, choosing to go with an online beauty supply store can give customers a huge advantage. They do their best to provide you with an extensive lineup of products at prices that you can't deny, all from the comfort of your own home.

Assuming a trader is highly experienced and competent he will trade the Daily Forex market on his own. He may only use automated assistance when he rests but for the most part his trading may well be done 'flying by the seat of his pants'. All of those independent traders will have different strategies. Some will be trading using only charts, some may just trade by the price and others will trade using the Daily News as the indicators that dictate their play. An extreme example of how the Daily News can impact on the Daily Forex market is what happened on 9/11. On that fateful morning while most Americans were watching the horrors unfold in stunned silence and disbelief the dollar began to fall in value. Currency traders in far flung places noticed the fall and saw the news. As they too watched in horror many of them automatically traded the dollar against other currencies and made huge sums of money. They bought the U.K. pound or daily news the Japanese Yen immediately. The dollar fell to an all time low and within days as the dollar began to recover those traders bought back much larger amounts of dollars than they had sold. In round figures a trader who had sold half a million dollars at the outset probably ended up with a million by the time he bought dollars back. Similarly any bad economic news can impact on a currency forcing it down against the others and during that time fortunes can be made (and lost). This is also the scenario when there is bad political news or news of a disaster. Natural disasters too, such as earthquakes, tsunamis or severe floods can cause currencies to fluctuate. In fact nowadays scarcely a day goes by without some news breaking that can rock the currency boats. For beginners in the Forex business don't be foolhardy enough to start daily forex trading based solely on the News Stories. Here is my advice to you for what its worth - purchase an automated system like the one I use, learn the ropes from your support team, do paper trading or demo trading for a couple of weeks and finally start trading small. Do not use leverage until you are very competent.

The SMART Taxi is all about quality and creating best in class riding experience for their clients. At the age of 30, I started this venture. I am a mechanical engineer, having more than 8 years of experience in supply chain arena. During my corporate tenure, I used to travel to different state through different mode of transportation. Majorly through cabs. I always finds a huge scope for improvement in every ride that I experiences. In parallel, I was always impressed with the hospitality of airways and features offered in well-stared hotels. By merging both the above cases this idea came into his mind. I belongs to a middle-class job seeker family. In middle-class families, people are more happy in getting monthly fix salary rather than taking some big risks. Being the eldest son in his family, I was aware that my passion is hardly going to get accepted. But later all the Taxi Esher family members supported him in gathering the required funds to start with. However, Being a salaried person, taking the risk and starting my own company was a tough decision for me. On the other hand, things happening near always encouraged me to start a cab service. It took almost 3.9 years to make myself prepared to take the first step. I started conducting the survey in the market by asking questions to various age groups about the concept of perfect mix cab. The maximum people were impressed by my idea and also appreciated me for leaving well paid job and starting something on my own for society. Then I started the SMART Taxi in Ahmedabad, with only one cab, driving by self And Today we have operations in 7 cities (Ahmedabad, Vadodara, Rajkot, Jaipur, Pune, Indore, Bhopal). We provide cab services which mainly focusing on delivering a qualitative and best in class cab riding experience. We offer this services majorly to corporate companies. Our Services comprises of cabs for outstation, cabs for one way, cabs for airport and cabs for railway. We have provision of many other features, which we offer to our customers as add on services during the ride. Wi-Fi, Amazon kindle, newspaper, water bottle, dry snacks, magazines and many more. Today we are preferred travel partner with more than 14 Well known corporate houses named as ITC, Michelin, ITW, ABB, GE etc, with a Total fleet size of 72 Cabs across all the cities and completed more than 850 rides till date.